Skipton Invest Direct is part of Skipton Building Society (SBS). The investments available through Skipton Invest Direct place your capital at risk and the value of the fund and any income from it can rise and fall in value. You may get back less than you originally invested. The tax treatment of investments depends on your individual circumstances and may be subject to change in the future. The investments available through SBS Invest Direct are intended to be held for the medium to long-term (5 years or more).Some funds may have an initial charge which you pay direct from your investment. For non advised business such as this via Skipton Invest Direct, Skipton Invest Direct will not receive any of the initial charges. The information provided in relation to individual funds is not financial advice and does not take your individual circumstances into account. If you have any doubt about the suitability of an investment for your individual circumstances you should seek financial advice. To help maintain service and quality, some calls may be recorded and monitored. Calls are free from a BT landline, costs from other networks and mobiles may vary.